Use this tool to fetch Mutual Fund data by entering a Scheme Code or Name. As you type in the live search box below, matching schemes will appear. Click on a suggestion to view its detailed data, including fund details, a collapsible table of NAV records, and an explanation of how the Average NAV (calculated from the latest 10 records) is computed.
Your Scheme Name
Show/Hide NAV Table
Raw JSON Response
Show Mutual Fund List
API Credits: Mfapi.in
| Feature | Details |
|---|---|
| Price | Free |
| Rendering | Client-Side Rendering |
| Language | JavaScript |
| Paywall | No |
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About This Tool
The Advanced Mutual Fund Tool by TONTUF Tools is an interactive web application designed to streamline your mutual fund research and analysis process. With a clean, modern interface enhanced by bold black outlines and 3D shadow effects, this tool not only looks sharp but also delivers robust functionality. Users can search for mutual fund schemes using a live search feature with auto-suggestions, ensuring you quickly find the scheme code or name you’re interested in.
Once a scheme is selected, the tool fetches comprehensive data from a trusted API, displaying key details such as scheme type, fund house, and category. It also presents an up-to-date NAV history table along with a calculated average NAV based on the latest 10 records—providing instant insight into fund performance.
In addition, the application includes collapsible sections that allow you to view a detailed breakdown of the NAV table and even inspect the raw JSON response behind the data. For those who wish to explore further, a dedicated mutual fund list section offers a paginated view with “Load More” functionality, complete with individual average NAV calculations for each scheme.
Overall, the Advanced Mutual Fund Tool is a powerful resource for investors and financial professionals, combining real-time data retrieval, dynamic search capabilities, and interactive visualizations to help you make informed investment decisions—all wrapped in a sleek, modern design.
How It Works?
Mutual funds are a popular way to invest in a diversified portfolio without the need to pick individual stocks or bonds. This guide will walk you through the basics, how they work, their benefits, and what you should consider before investing.
1. What Is a Mutual Fund?
A mutual fund is an investment vehicle that pools money from many investors to purchase a diversified portfolio of stocks, bonds, or other securities. A professional fund manager oversees the fund, making decisions about which assets to buy or sell based on the fund’s objectives.
2. How Do Mutual Funds Work?
Pooling Resources:
Investors contribute money to the fund. This pooled capital is then used to invest in a range of assets.Professional Management:
Fund managers use their expertise to build and manage the portfolio, aiming to achieve the fund’s investment goals.Net Asset Value (NAV):
The value of the fund is determined by its Net Asset Value, which is calculated by dividing the total value of the fund’s assets by the number of outstanding shares. NAV fluctuates daily based on the performance of the underlying investments.Diversification:
By investing in a variety of assets, mutual funds spread out risk. Even if one asset performs poorly, others may perform well, helping to balance the overall return.Liquidity:
Investors can typically buy or sell shares of a mutual fund on any business day at the current NAV, making them a relatively liquid investment.
3. Types of Mutual Funds
There are several types of mutual funds, each catering to different investment objectives and risk tolerances:
Equity Funds:
Invest primarily in stocks. They aim for capital growth but can be more volatile.Bond Funds:
Invest in fixed-income securities like government or corporate bonds. They typically offer more stability and income.Balanced or Hybrid Funds:
Combine stocks and bonds to provide both growth and income while reducing risk through diversification.Index Funds:
Aim to replicate the performance of a specific market index, offering broad market exposure at a low cost.Sector Funds:
Invest in a specific industry or sector, which can offer higher returns but usually carry higher risk.
4. Benefits of Investing in Mutual Funds
Professional Management:
You don’t have to research and select individual securities; experts handle it for you.Diversification:
Investing in a range of assets can reduce the impact of a poor-performing asset on your overall portfolio.Affordability:
You can start investing with a relatively small amount of money compared to buying individual stocks or bonds.Liquidity:
Shares can be bought or sold at the end of each trading day, making it easier to access your money when needed.Convenience:
Regular investment plans (such as SIPs in India) allow you to invest consistently over time, benefiting from rupee cost averaging.
5. Risks and Considerations
While mutual funds offer many benefits, it’s important to be aware of potential risks:
Market Risk:
The value of the fund’s investments can fluctuate with market conditions, affecting the NAV.Management Risk:
The performance of a mutual fund depends on the skills of its fund manager. Poor management can lead to underperformance.Fees and Expenses:
Mutual funds charge fees, such as expense ratios and sometimes sales loads, which can eat into your returns over time. Always review the fee structure before investing.Liquidity Risk:
Although generally liquid, some specialized or less frequently traded funds might have restrictions or delays in processing redemptions.
6. How to Invest in Mutual Funds
Research:
Compare funds based on their historical performance, expense ratios, fund manager reputation, and alignment with your investment goals.Decide on an Investment Strategy:
Consider whether you want to invest a lump sum or set up a systematic investment plan (SIP) for regular investments.Open an Account:
You can invest in mutual funds through various channels—directly with the fund company, through a broker, or via online investment platforms.Monitor Your Investment:
Periodically review your fund’s performance and make adjustments as needed to stay aligned with your long-term goals.
7. Key Terms to Know
Net Asset Value (NAV):
The price per share of the mutual fund, calculated daily.Expense Ratio:
The annual fee charged by the fund for managing your investment, expressed as a percentage of the fund’s average assets.Load:
A sales charge or commission that might be applied when you buy (front load) or sell (back load) mutual fund shares.Diversification:
Spreading investments across various asset classes to reduce risk.Systematic Investment Plan (SIP):
A method of investing a fixed amount regularly in a mutual fund, which can help reduce the impact of market volatility.
Mutual funds provide an accessible and efficient way for investors to build a diversified portfolio without needing to manage individual securities actively. By understanding how mutual funds work, their benefits, and the associated risks, you can make more informed decisions about whether they fit into your investment strategy. Remember to review fund details, fee structures, and your personal financial goals before investing.
This guide is designed to help beginners understand the fundamentals of mutual funds. For more detailed insights, you may also refer to trusted financial sources such as AMFI or Investopedia.
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